Unlike in America, where it is mandated by law since 2003 for credit ratings to be provided free to customers by the credit information gathering agencies annually, such a regulation could not be found in the UK, despite best efforts.
During the search we stumbled across a site which provides a FREE check for your credit in the UK for its residents. This search was in 2007. We continue the search, but as yet seem to be barking up the wrong trees. If anyone of you readers in UK, or elsewhere, know about a such law on the subject in UK, we would be grateful for your bringing it to our attention. We will try and reward you. Perhaps, a note on that article mentioning your deed would be more valuable than any other offer, for your name would go across the world hopping on the longest virtual travel, since no one has discovered where the internet begins or ends!
What we have we share with you. Those of you in UK wanting to check your credit rating for free in UK, you can log into www.experian.co.uk and try it for a thirty day trial. During that period you can look up your record, and withdraw bore the end of that trial period. it has loads of other checks that you might want to try, and if you want it for free, be sure to check the rules for cancellation. There may be, we did not check that, a clause which if you don't formally cancel, your subscription is taken as renewed! That would take away part of the fun, wouldn't it?
There's another one which provides residents of UK lots of options for looking up credit ratings. On this site, UK residents can see their credit rating. On paying a small fee, you can obtain your own credit report. This is at the URL www.checkmyfile.com. It is a very good site which has a wealth of useful information. Americans regrettably have to paid for this service.
At the website www.annualcreditreport.co.uk too, you can look up the credit rating and get one annual report free for yourself. You have to login, provide the information it asks for and the site sends to your email id, and a password. Come back to the site, enter the code you received, and you can see it. They ask you to subscribe for their newsletter, receive it throughout the year. There are no compulsions as you may cancel when you like.
The best and easy way that appeals to this writer is to try and get a loan in the UK. If you get the loan at favorable rate, you have a good score. Bear in mind that the banks in UK are more conservative than American ones! If it is otherwise, you draw your own conclusions! You can try and ask for a look.. they should oblige I think. That's British fair play at work ..to your advantage again!
