With everyone sporting cell phones, and landlines being relegated to the background, you are an anachronism in today's society, if you don't have cell phone contract for you have a bad credit rating. And it bugs you pretty badly.
That's fair enough. But things are looking up. With new competitors coming into the field, cell phone providers are finding ways of enlarging their market by making it a little easier for people like you to get a cell phone contract.
Earlier you had to be a supplicant with your hat in hand, and asking the cell phone company to provide you a cell phone contract. Meanwhile, your friends, associates and colleagues were asking for your cell phone number, and you kept putting them off citing some reason or the other, becoming worse every day. The cell phone company would take their own time, and one fine day they would revert back to you and ask you for a deposit, apart from the rental.
The deposit would have ranged anywhere from nearly $ 1000 to as low as $ 500, based on how bad your credit rating is on a scale of ten. In addition they could have asked for additional escrow to be put in, which neither of you could touch unless you agreed with each other to release it in either's favor.
Today, with competition, they are now less condescending in their attitude towards people with bad credit, and have climbed down from their high perches. The deposits they ask for are low, and they could sweeten the deal with giving you a prepaid cell phone contract. That would mean that you stick to them - which is important for them - and as you call, your prepaid value goes on declining, and at one point, you would have to pay upfront for renewal of additional predetermined number of minutes. And that's pretty flexible too.
Or you could walk into a large retail outfit of which many abound, and pick up a cell phone which does not require a contract, and you can purchase certain amounts of minutes, which you recharge using a variety of coupons which offer a wide range, one of which should certainly suit your pocket. Sticking to one cell phone now gets you loyalty bonuses as well.
At the end you would have a cell phone contract, and if you are on time with repayments, your credit ratings should at least start jingling, rather than have alarm bells ringing!
Competition helped you; but you still have to help yourself in getting your bad credit
straightened out!
